Borrow Money Instantly: 10 Best Ways to Borrow $300, $500, & $1000 Online

When you find yourself short on cash and need to deal with an urgent expense, time is usually of the essence. In such situations, what you need is access to an instant loan, even if you happen to have a bad credit history. However, the problem is that most traditional lenders either don’t accept borrowers with bad credit ratings or take too long to process a loan.

Luckily, there are a few lending services that are quicker, more lenient, and can facilitate cash advances of up to $1,000 without any collateral needed. We have decided to make it easy for you by breaking down the ten best companies that should prove to be a perfect fit for your needs.

  1. US Bad Credit Loans – Facilitates high approval rates for those with bad credit
  2. WeLoans – Provides access to a highly extensive lending network
  3. CocoLoan – Offers highly competitive interest rates and terms
  4. iPaydayLoans – Has extremely fast loan processing times

10 best ways to borrow money

1. US Bad Credit Loans

US Bad Credit Loans is the go-to lending company if you happen to have a poor credit rating and are looking to borrow money now, as its lending network has a high approval rate for bad credit loans, with the only requirement for eligibility often coming down to your financial ability to repay the loan.

However, it is important to keep in mind that the higher your credit score, the more money you will be able to borrow. The application process is also fairly simple, as the site is designed to be extremely user-friendly and quick to navigate. You will then be able to choose from a wide variety of bad credit loan providers, each of which comes with its own lending rates and terms.

Most will be able to let you borrow money instantly, starting as low as $100 and going all the way up to $5,000, with the money being deposited on the same day that you submit your application. The site also uses high-end encryption to protect your personal data, which means you can rest assured that your information will remain confidential and inaccessible by any unauthorized third parties.

Access an instant loan even with bad credit via US Bad Credit Loans!

2. WeLoans

WeLoans is at the top of this list because it is an online loan service that can instantly connect consumers to a wide network of 100+ lenders, most of whom are more than willing to accept borrowers with bad credit scores. You will be able to borrow amounts ranging from as low as $50 to $5,000 for an instant loan, while those looking for a higher amount and who happen to have a good credit score can access up to $35,000 in personal loans.

In most cases, the amount you will be able to borrow will depend heavily on the lenders, state legislation, and other considerations, like your income capacity. However, the benefit of using WeLoans is that the company offers access to so many direct lender options that it increases your likelihood of being approved for the highest loan amount possible.

Aside from that, it also offers an easy-to-use platform that is accessible via desktop and mobile. Once your application is submitted, you simply have to wait for lenders to contact you with offers and then compare the offers to find the lender with the most favorable loan rates, terms, and conditions.

Apply for an instant $500 loan using WeLoans now!

3. CocoLoan

If you are looking to secure a good deal on a loan, then CocoLoan is your best bet, as the lending service effectively provides borrowers with access to a wide panel of lenders that typically offer flexible terms and conditions for all money loans, even for those with a less than stellar credit history.

Also, aside from providing access to small money loans, the company connects borrowers to personal loans and installment loans. The maximum loan amount that can be extended is $35,000. This makes the service a great option for accessing large sums of money, but it is important to keep in mind that the lower your credit score is, the less money you may be qualified to borrow.

Apart from that, the lending service doesn’t charge its users any fees, and it also boasts a reliable 24/7 customer service team that allows first-time borrowers to easily reach out for any assistance. CocoLoan facilitates electronic funding to a linked checking account, which means that any approved loans will be transferred within minutes, which works well to cater to those who may be in urgent need of cash.

Get a loan today with highly favorable terms using CocoLoan!

4. iPaydayLoans

iPaydayLoans is an online credit broker that provides borrowers with an efficient way to quickly find and compare all the credit lenders near them to secure an instant loan without having to deal with any hassles or complications. Borrowers have a wide variety of loan options to choose from, and all you need to successfully qualify is to prove that you have a stable income stream that will enable you to make timely loan repayments.

The application process has also been streamlined, as the review process only takes minutes before borrowers are presented with offers from direct lenders. Furthermore, the credit service facilitates fast deposits of up to $5,000, as whenever you apply to borrow money, the cash is transferred to your checking account within 24 hours of approval. This makes it the ideal option for speed when taking out a short-term loan before payday to deal with unexpected bills or expenses.

Secure fast money loans with iPaydayLoans today!

5. US Installment Loans

Do you need to take out a $1,000 loan? US Installment Loans is a great lending service that specializes in connecting borrowers with an extensive network of installment loan providers, most of which can process your application in as little as 15 minutes and allow you to borrow up to $5,000. Also, given that all approved loans are deposited in your account within 24 hours, this allows you to deal with a wide range of unexpected expenses, like a sudden medical bill or urgent car repair, without any delay.

Even if you happen to have a poor credit score, you can still be confident of securing loan approval without being required to put up any collateral. On top of that, the service is free to use and comes with no hidden costs, which makes it a reliable option for first-time borrowers.

Get approved for a $1000 loan from US Installment Loans today!

6. US Title Loans

US Title Loans is a free online lending service that provides borrowers of all credit histories with access to a wide variety of loan options, such as payday loans, cash advances, same-day loans, and more. All you need to do to get started is to fill out a quick application form that allows you to apply for up to a maximum of $5,000, and you will be quickly connected to a lending network that typically provides a swift turnaround in response.

If your application is approved, you will be provided with a breakdown of all the places you can get a loan that consider you eligible to qualify. Furthermore, since this company’s online interface is extremely user-friendly and provides users with bank-level confidentiality, any personal data submitted remains secure and protected at all times.

Boost your finances with an instant loan from US Title Loans!

7. Fast Title Loans

Fast Title Loans provides borrowers with a friendly, highly transparent online service that is not only free but extremely quick to process approved funding. It is known to have a high acceptance rate, as the only eligibility requirements needed to qualify are being 18 years of age or older and having a steady income stream, which opens the door for any borrower of any credit type to apply for several types of loan options, like payday loans and cash advances of up to $5,000.

Also, considering that the lending service specializes in facilitating secured loans that require you to put up collateral like your car title, this makes Fast Title Loans a great choice if you are hoping to borrow even higher loan amounts.

Borrow money instantly with Fast Title Loans now!

8. FastPaydayLoans

FastPaydayLoans is an online credit broker based in the U.K. that allows you to apply for instant loans from as little as £100 up to £5,000, with the exact amount that you are able to borrow depending on your level of income and credit score. In terms of eligibility, FastPaydayLoans requires you to be over 18 years of age, be a U.K. resident, and have an active U.K. bank account in order to successfully qualify.

You also need to be employed and have a stable income to prove that you will be able to repay any money loans you are approved for. Once you submit your application, you can typically expect to receive a decision in as little as five minutes, at which point you can easily compare the rates and terms on offer from the lenders in the network.

Connect with an instant loan lender via FastPaydayLoans!

9. Payday Loans UK

Payday Loans UK is another U.K. lending service that specializes in connecting borrowers with reliable lenders that facilitate payday loans that generally start at a minimum amount of £100 and extend up to a maximum of £5,000. The service accepts even those with a bad credit history, with the interest rate of the loans largely dependent on the amount of money you choose to borrow.

However, given that all lenders within the network are compliant with the Financial Credit Authority (FCA), you can expect a general rate cap of 0.8% interest per day, which means that you will never be obligated to repay a loan in excess of that. This also means that every lender is obligated to conduct a soft credit check on your report, but the good thing about using Payday Loans UK is that your credit score will rarely affect your chances of approval for an instant loan.

Obtain fast money loans with Payday Loans UK today!

10. UK Bad Credit Loans

UK Bad Credit Loans specializes in providing borrowers who have a bad credit history with access to funding from £100 to £5,000. However, it is important to keep in mind that loan approval is not guaranteed, as how much you will typically be able to borrow will depend on your credit rating as well as your level of income.

This means that if you can afford to repay the loan amount, you will usually be eligible for quick loans. And if the amount you applied for ends up being denied at first, UK Bad Credit Loans allows you to apply again for a relatively smaller amount, which can often help increase your likelihood of being approved.

Use UK Bad Credit Loans to secure yourself money now!


1. How can I borrow $500 with no credit check?

If you need a $500 loan without having to worry about dealing with a credit check, then you can submit an application to any one of the lending companies on this list. Most of them will be able to connect you to a reliable payday lender that is open to granting $500 – $1,000 without any credit checks necessary. Alternatively, you can always borrow the amount from friends and family, but just make sure that you have a solid repayment plan in place to avoid souring your relationship.

2. How can I borrow $1,000 with no credit check?

To secure a $1,000 loan, you can connect with a payday loan or cash advance lender using one of the lenders on this list that will be able to provide you with access to the most competitive interest rates in the market. Another option is to put up collateral at a pawn shop and get a loan, but keep in mind that the interest rates offered will often be very high, and failure to repay on time will usually result in the pawn shop selling the item.

3. How can I get a $300 loan with no credit check?

The best way to get a $300 loan is usually to borrow it from friends and family since the amount isn’t that high. However, if that isn’t an option, then you can always apply for a cash advance from one of the lending services on this list. These loans are typically offered for borrowed amounts that are under $500, and they typically come with instant processing times, no credit check or collateral needed, and even zero APR.


There are some financial emergencies that can end up putting you in a sticky situation that you never expected to find yourself in. In such cases, borrowing money from a traditional lender may not be an option, even if the amount you need is lower than $1,000. However, with the lending companies on this list, you can rest assured that there is a high chance that you will be able to borrow money almost instantly without having to worry about your credit score getting in the way.

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